If you are looking to make a weekly or monthly budget (and stick with it), I have created an easy-to-use, fill-in-the-blank free budget worksheet. It includes easy-to-follow directions to help you create your zero-balance monthly budget (or however often you get paid, I like to have a payday budget and monthly budget to help keep me on track).
This free budget worksheet is designed specifically for non-military families; if you are a military family looking for the military budget worksheet, you can find it here.
Included with the free budget worksheet are step-by-step instructions for filling out the worksheet. Before filling out the worksheet, gather all your bills, the average of the amount of each of the bills that are due, and the date they are due.
You will also want to have your and/or your spouse’s Pay Stubs to determine your monthly pay and a list of any other income sources you may have along with their pay dates and amounts.
This worksheet is easily customizable allowing you to make either a weekly budget, bi-weekly budget, bi-monthly budget, or monthly budget.